If you’re launching your Shopify store, one of the most important tasks is setting up a payment gateway. It’s how you’ll securely accept credit cards, digital wallets, and other payments from customers worldwide.
At Silicon Valley Web Solution, we specialize in building and scaling eCommerce websites. In this guide, we’ll walk you through how to integrate a payment gateway with Shopify—even if you’re a complete beginner.
✅ Why Is Integrating a Payment Gateway Important?
A payment gateway:
- Processes payments safely and securely
- Builds customer trust
- Helps you accept payments in different currencies
- Reduces abandoned carts through seamless checkout
Without it, you simply can’t get paid online!
🔑 Types of Payment Gateways in Shopify
Shopify offers two ways to accept payments:
1. Shopify Payments (Recommended for Most Beginners)
- Built directly into Shopify
- No additional transaction fees (except credit card fees)
- Supports Apple Pay, Google Pay, and more
- Easy to manage from your Shopify dashboard
Note: Not available in all countries.
2. Third-Party Payment Gateways
- PayPal
- Stripe
- Authorize.net
- Razorpay (for India)
- 2Checkout / Verifone
- And many more
These often involve connecting external accounts and may charge additional fees.
💻 How to Integrate Payment Gateway with Shopify: Step-by-Step
Here’s how to integrate a payment gateway into your Shopify store.
Step 1 – Log into Your Shopify Admin
- Visit shopify.com and log in.
- Go to your Shopify admin dashboard.
Step 2 – Click on “Settings”
- Scroll to the bottom-left corner.
- Click Settings.
Step 3 – Choose “Payments”
- In the Settings panel, click Payments.
- You’ll see options like Shopify Payments, PayPal, and Third-Party Providers.
Step 4 – Choose Your Payment Method
Option A – Enable Shopify Payments
- Click Activate Shopify Payments.
- Enter your business and bank details.
- Configure:
- Accepted payment methods (Visa, MasterCard, etc.)
- Payout schedule
- Fraud prevention settings
- Save your settings.
Done! Your store is ready to accept payments.
Option B – Add a Third-Party Payment Provider
- Click Add payment methods.
- Search for the gateway you want (e.g., Stripe, Razorpay).
- Click Activate.
- Follow the instructions to connect your external account:
- API keys
- Merchant ID
- Secret keys
- Save your settings.
You’re now integrated with a third-party payment gateway!
Step 5 – Test Your Payment Gateway
Never skip testing! Shopify allows test transactions:
- Go to Settings > Payments > Manage > Enable test mode.
- Complete a test order.
- Verify:
- Checkout works
- Payments process correctly
- Order shows in your dashboard
Turn off test mode before going live.
Step 6 – Set Payment Capture Method
Shopify lets you:
- Automatically capture payments: Charges the customer as soon as the order is placed.
- Manually capture payments: Authorize now, charge later.
Most beginners use automatic capture.
Step 7 – Save and Launch
- Double-check all details.
- Save your settings.
- Publish your store.
Congratulations! Your Shopify store can now accept payments.
💡 Pro Tips from Silicon Valley Web Solution
- Read transaction fees carefully. Shopify Payments has no extra transaction fee, but third-party gateways may add fees.
- Check availability. Shopify Payments isn’t available everywhere.
- Stay secure. Use strong passwords and enable two-factor authentication.
- Simplify your checkout. Too many payment options can overwhelm customers.
- Keep your legal info ready. Some gateways require business registration documents or ID.
🤝 Need Help Integrating Payments?
Integrating your payment gateway correctly is essential for running a successful eCommerce store. At Silicon Valley Web Solution, we help businesses set up Shopify stores, integrate secure payment gateways, and build beautiful online shopping experiences.
👉 Contact us today to ensure your payment setup is fast, secure, and ready to grow your business.
Let me know if you’d like:
✅ A shorter summary version for social media
✅ Visual screenshots added to the steps
✅ A different focus on specific gateways (e.g. India-focused, low-fee, etc.)
